JAMMU, Apr 17: Jammu & Kashmir Bank announced that its board has appointed Fayaz Ahmad Ganai as the chief financial officer (CFO) of the bank for three years with effect from 16 April 2024.Ganai is a qualified chartered accountant with an experience of 15 Years in large corporate / financial institution of which five years under senior management level i.e. scale IV. He has worked in the areas of finance, corporate/retail credit, accountancy, balance sheet management and taxation (income tax/GST etc.).