{"id":27478,"date":"2025-02-28T08:19:07","date_gmt":"2025-02-28T08:19:07","guid":{"rendered":"https:\/\/jammubulletin.com\/site\/?p=27478"},"modified":"2025-02-28T08:19:07","modified_gmt":"2025-02-28T08:19:07","slug":"epfo-retains-8-25-pc-interest-rate-on-employees-provident-fund-deposits-for-2024-25","status":"publish","type":"post","link":"https:\/\/jammubulletin.com\/site\/epfo-retains-8-25-pc-interest-rate-on-employees-provident-fund-deposits-for-2024-25\/","title":{"rendered":"EPFO retains 8.25 pc interest rate on employees’ provident fund deposits for 2024-25"},"content":{"rendered":"

NEW DELHI: Retirement fund body EPFO on Friday retained an interest rate of 8.25 per cent on employees’ provident fund (EPF) deposits for 2024-25, sources said.<\/p>\n

In February 2024, the Employees’ Provident Fund Organisation (EPFO) had increased the interest rate on EPF marginally to 8.25 per cent for 2023-24, from 8.15 per cent in 2022-23.<\/p>\n

In March 2022, EPFO had lowered the interest on EPF for 2021-22 to an over four-decade low of 8.1 per cent for its over seven crore subscribers, from 8.5 per cent in 2020-21.<\/p>\n

The 8.10 per cent rate of interest on EPF for 2020-21 was the lowest since 1977-78, when the EPF interest rate stood at 8 per cent.<\/p>\n

“The EPFO’s apex decision making body Central Board of Trustees (CBT) has decided to provide 8.25 per cent rate of interest on EPF for 2024-25 at its meeting on Friday,” a source said.<\/p>\n

The 8.5 per cent interest rate on EPF deposits for 2020-21 was decided by CBT in March 2021.<\/p>\n

After the CBT’s decision, the interest rate on EPF deposits for 2024-25 will be sent to the Ministry of Finance for concurrence.<\/p>\n

After the government’s ratification, the interest rate on EPF for 2024-25 will be credited into accounts of over seven crore subscribers of EPFO.<\/p>\n

EPFO provides the rate of interest only after it is ratified by the government through the finance ministry.<\/p>\n

In March 2020, EPFO had lowered the interest rate on provident fund deposits to a seven-year low of 8.5 per cent for 2019-20, from 8.65 per cent provided for 2018-19.<\/p>\n

EPFO had provided 8.65 per cent interest rate to its subscribers in 2016-17 and 8.55 per cent in 2017-18.<\/p>\n

The rate of interest was slightly higher at 8.8 per cent in 2015-16. The retirement fund body had given 8.75 per cent rate of interest in 2013-14 as well as 2014-15, higher than 8.5 per cent for 2012-13.<\/p>\n

The rate of interest was 8.25 per cent in 2011-12.<\/p>\n

\"EPFO
EPFO retains 8.25 pc interest rate on employees’ provident fund deposits for 2024-25<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"

NEW DELHI: Retirement fund body EPFO on Friday retained an interest rate of 8.25 per cent on employees’ provident fund (EPF) deposits for 2024-25, sources said. In February 2024, the Employees’ Provident Fund Organisation (EPFO) had increased the interest rate on EPF marginally to 8.25 per cent for 2023-24, from 8.15 per cent in 2022-23. 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